--- title: Financial Resolutions to set in 2022 description: It’s that time of year again. Were you satisfied with your financial health this past year? If you said no, here are some tips and tricks to help you turn it around. image: https://blog.joinvanderbilt.com/hubfs/images-1.jpeg --- [![Logo-nav-for-web](https://blog.joinvanderbilt.com/hs-fs/hubfs/Images/Logo-nav-for-web.jpg?width=150&name=Logo-nav-for-web.jpg)](http://joinvanderbilt.com/) - [Home](http://joinvanderbilt.com/) - [About Us](http://joinvanderbilt.com/letter-from-our-ceo/) - [Welcome from our CEO](http://joinvanderbilt.com/letter-from-our-ceo/) - [Unique Culture](http://joinvanderbilt.com/unique-culture/) - [Meet Our Team](http://joinvanderbilt.com/meet-our-team/) - [Sustainable Wealth Management Firm](http://joinvanderbilt.com/sustainable-broker-dealer/) - [Our Services](http://joinvanderbilt.com/impact-investments/) - [Impact Investing](https://joinvanderbilt.com/impact-investments/) - [Investments Services](http://joinvanderbilt.com/investment/) - [Insurance](http://joinvanderbilt.com/insurance-services/) - [Advisory Services](http://joinvanderbilt.com/advisory-services-2/) - [Technology Platform](http://joinvanderbilt.com/tech-suite/) - [Join Us](http://joinvanderbilt.com/why-vanderbilt-independent-broker-dealer/) - [Why Vanderbilt](http://joinvanderbilt.com/why-vanderbilt-independent-broker-dealer/) - [Transition Process](http://joinvanderbilt.com/transition/) - [Timeline](http://joinvanderbilt.com/in-the-news/) - [Resources](https://blog.joinvanderbilt.com) - [Blog](https://blog.joinvanderbilt.com) - [Videos](http://joinvanderbilt.com/videos/) - [In The Press](https://joinvanderbilt.com/in-the-press/) - [Contact Us](https://joinvanderbilt.com/contact-us/) # Join Vanderbilt Blog [![Share on Facebook](https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Fblog.joinvanderbilt.com%2Ffinancial-resolutions-to-set-in-2022%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fblog.joinvanderbilt.com%2Ffinancial-resolutions-to-set-in-2022%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Email](https://static.hubspot.com/final/img/common/icons/social/email-24x24.png)](mailto:?subject=Check%20out%20https%3A%2F%2Fblog.joinvanderbilt.com%2Ffinancial-resolutions-to-set-in-2022%3Futm_medium%3Dsocial%26utm_source%3Demail%20&body=Check%20out%20https%3A%2F%2Fblog.joinvanderbilt.com%2Ffinancial-resolutions-to-set-in-2022%3Futm_medium%3Dsocial%26utm_source%3Demail) # Financial Resolutions to set in 2022 Posted by [Kristine Provetto](https://blog.joinvanderbilt.com/author/kristine-provetto) on 1/4/22 11:40 AM - [Tweet](https://twitter.com/share) ![images-1](https://blog.joinvanderbilt.com/hs-fs/hubfs/images-1.jpeg?width=251&name=images-1.jpeg) It’s that time of year again. Were you satisfied with your financial health this past year? If you said no, here are some tips and tricks to help you turn it around.   - **Calculate your net worth** The New Year is a great time to find out your net worth. Once you know this information, you can assess your financial health and it’s a great step in reaching your financial goals. - **Look at your budget** Where did you spend your money this year? Check out your credit card statements and break down your expenses. If you need more money, you can consider taking on a side hustle or get a new job. The new year means new budgets for companies. - **Improve your credit score** If you have a less than 700 credit score, you should make it a priority to improve it in 2022. You can improve your credit score by: paying off your debt, paying bills on time and fully, cutting back on your spending, and limiting the number of accounts you open. - **Max out your retirement plans** Try to max out your contributions to your 401(k)s and IRAs. If you can’t max the contributions try to at least contribute enough for a full company match for your 401(k). - **Prepare for the unexpected** Life comes with all types of surprises, including financial. You should always be prepared for risks like an illness, losing a job, disability, death, natural disasters, or lawsuits. Insurance can help protect against unforeseen events that may be costly.   You do not need to do everything at once. Take your goals one step at a time and use your resolutions as a checklist. Better habits can help you improve your financial health. Happy New Year!     References: Anderson, B. (2021, December 9). *Most Americans Considering a Financial Resolution for 2022*. 401K Specialist. https://401kspecialistmag.com/most-americans-considering-a-financial-resolution-for-2022/ Fox, M. (2021, December 1). *Here’s what you can do now to set yourself up for financial success in 2022*. CNBC. https://www.cnbc.com/2021/12/01/how-to-set-yourself-up-for-financial-success-in-2022.html Measom, C. (2021, December 13). *5 Financial Resolutions for 2022 That Will Actually Stick*. GOBankingRates. https://www.gobankingrates.com/money/financial-planning/5-financial-resolutions-for-2022-that-will-actually-stick/ Schwartz, A. (2021, December 20). *Financial New Year’s Resolutions You Can Keep*. Investopedia. https://www.investopedia.com/articles/pf/06/newyear.asp White, A. (2019, December 31). *10 financial New Year’s resolutions to set now and achieve in 2021*. CNBC. https://www.cnbc.com/select/financial-new-years-resolutions/ Williams, G. (2021, November 8). *12 Financial New Year’s Resolutions for 2022*. U.S. News. https://money.usnews.com/money/personal-finance/saving-and-budgeting/slideshows/financial-new-years-resolutions?slide=5 Williams, R. (2021, December 17). *New Year’s Financial Resolutions: Get Your Finances in Shape for 2022*. Schwab Brokerage. https://www.schwab.com/resource-center/insights/content/new-years-financial-resolutions-get-your-finances-in-shape ‌   Vanderbilt Financial Group is the marketing name for Vanderbilt Securities, LLC and its affiliates. Securities offered through Vanderbilt Securities, LLC. Member FINRA, SIPC. Registered with MSRB. Clearing agent: Fidelity Clearing & Custody Solutions Advisory Services offered through Vanderbilt Advisory Services & Consolidated Portfolio Review. Clearing agents: Fidelity Clearing & Custody Solutions, Charles Schwab & TD Ameritrade   Supervising Office: 125 Froehlich Farm Blvd, Woodbury, NY 11797 • 631-845-5100   For additional information on services, disclosures, fees, and conflicts of interest, please visit www.vanderbiltfg.com/disclosures   ### Subscribe to Email Updates ### Recent Posts Copyright 2015 - All Rights Reserved - Vanderbilt Financial Group 125 Froehlich Farm Blvd, Woodbury, NY 11797 | Phone: [631.845.5100](tel:6318455100) Vanderbilt Financial Group is the marketing name for Vanderbilt Securities, LLC and its affiliates. Securities offered through Vanderbilt Securities, LLC. Member FINRA, SIPC. Registered with MSRB.  Clearing agent: Fidelity Clearing & Custody Solutions Advisory Services offered through Vanderbilt Advisory Services & Consolidated Portfolio Review. Clearing agents: Fidelity  Clearing & Custody Solutions, Charles Schwab   Supervising Office: 125 Froehlich Farm Blvd, Woodbury, NY 11797 • [631-845-5100](tel:6318455100)   For additional information on services, disclosures, fees, and conflicts of interest, please visit [www.vanderbiltfg.com/disclosures](http://www.vanderbiltfg.com/disclosures)   VFG uses MSCI, an industry leader in driving ESG and Climate transparency through objective measuring and modeling of ESG characteristics. Learn more at [MSCI.com](http://msci.com/). VFG and its affiliates support and promote Environmental, Social, and Corporate Governance (“ESG”), Socially Responsible Investing (“SRI”), and Impact Investing, but the Firm and its affiliates do not require or mandate that its financial professionals engage solely in related activities.  Clients of the Firm and its affiliates are not required to adopt or invest in any specific security, strategy, or portfolio. We take protecting your data and privacy very seriously. As of January 1, 2020 the [California Consumer Privacy Act (CCPA)](https://www.caprivacy.org/) suggests the following link as an extra measure to safeguard your data: [Do not sell my personal information](https://www.joinvanderbilt.com/do-not-sell-personal-info). - [Facebook](https://www.facebook.com/pages/Vanderbilt-Financial-Group/162109927178504) - [Twitter](https://twitter.com/VanderbiltFG) - [Instagram](https://www.linkedin.com/company/vanderbilt-financial-group)